Washington Hard Money Loans and Private Money Lenders

Unleash Washington’s Evergreen Potential with Fast & Flexible Hard Money Loans!

Bypass traditional lending hurdles and unlock Washington’s diverse investment opportunities with streamlined hard money loans! Our platform connects you with multiple qualified lenders across the state, each eager to partner in your success.

From bustling Seattle to charming Walla Walla, we’ve got you covered: Our network boasts a widespread reach, spanning major cities and picturesque towns, ensuring you find the perfect local fit for your project.

Why choose us? We’re your Washington investment launchpad, not just a website:

• One application, diverse options: Submit your loan details once, and we’ll match you with competing lenders vying for your business. No more city-hopping or wasted time.
• Local expertise, statewide reach: Our network boasts lenders who know the Washington market inside-out, offering competitive rates and flexible terms tailored to your specific needs.
• Speed is key: Forget months-long wait times. Our lenders understand the urgency of investment opportunities and can close your loan quickly and efficiently.
• Flexibility reigns: We cater to a wide range of borrowers and property types, from fix-and-flips and vacation rentals to land acquisition and commercial projects.
• Transparency is our promise: No hidden fees or surprises. We believe in clear communication and upfront pricing throughout the process.

Focus on what matters most:

• Let us do the legwork: We handle the lender matching process, leaving you free to focus on your investment vision.
• Get competitive offers: We ensure you receive the best possible terms and rates from our network of lenders.
• Experience stress-free financing: We simplify the hard money loan process, making it smooth and straightforward.

Ready to unlock your Washington investment potential?

It’s simple! Fill out our quick online form and tell us about your project. We’ll then connect you with the best-suited lenders in our network, eager to compete for your business and get your loan funded fast.

Think of us as your personal Washington hard money loans matchmaker. We take the hassle out of finding the right lender, leaving you free to build your Evergreen State empire.

Don’t wait any longer. Submit your loan request today and let’s get your Washington hard money loans journey started!

Our lenders serve all of the main metropolitan cities in Washington including:

Aberdeen, Alderwood Manor, Anacortes, Arlington, Auburn, Bainbridge Island, Bellevue,Bellingham, Boistfort, Bothell, Bremerton, Bryn Mawr-Skyway, Burien, Camano, Camas, East Hill-Meridian, East Renton Highlands, East Seattle, East Wenatchee Bench, Edmonds, Elk Plain, Ellensburg, Enumclaw, Enumclaw Plateau, Ephrata, Everett, Federal Way, Ferndale, Five Corners, Fort Lewis, Gig Harbor Peninsula, Graham-Thrift, Grandview, Hazel Dell North, Inglewood-Finn Hill, Issaquah, Issaquah Plateau, Kelso,Kenmore, Kennewick, Kent, Kingsgate, Kirkland, Lacey, Lake Forest Park, Lakeland North, Lakeland South, Lakewood, Lea Hill, Longview, Loon Lake, Lower Peninsula, Lynden, Lynnwood, Maltby, Maple Valley, WMartha Lake, Marysville, Mercer Island, Mill Creek, monroe, Moses Lake, Mount Vernon, Mountlake Terrace, Mukilteo, North Creek, North Marysville, North Whidbey, Oak Harbor,Olympia, Opportunity, Orchards, Paine Field-Lake Stickney, Parkland, Pasco, Picnic Point-North Lynnwood, Port Angeles, Prairie Ridge, Pullman, Puyallup, Redmond, Renton, Richland, Riverton-Boulevard Park, Salmon Creek, Sammamish, SeaTac, Seattle, Seattle Hill-Silver Firs, Shoreline, Silverdale, Snohomish, Snoqualmie Valley, South Hill, South Shore, South Whidbey, Southern Slopes, Spanaway, Spokane,Sunnyside,Tacoma, Tahoma-Maple Valley, Terrace Heights, Toppenish, Tukwila, Tulalip, Walla Walla, Waller, Walnut Grove, Washougal, Wenatchee, West Lake Stevens, West Richland, West Valley,White Center, Woodinville, Wynoochee, Yakima, and most others.

Most Washington Hard Money lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The Washington Hard Money lenders LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few. 
If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every Hard Money lender wants you to having something to loose if the loan goes south. Think of it like this. would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right. Washington Hard Money Lenders think the same way.
Typically Washington hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local Washington lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can’t. 
If you are looking for a hard money loan on an investment property, a Washington hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.