ACC Mortgage
WE ARE THE LENDER!
We can do owner-occupied loans in most states. Residential & Commercial Lending To 80%
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AAMG
I have a “warehouse” full of hard/soft money capital to loan to you or your clients right now. Lots of deals fail when borrowers aren’t represented properly.. so we quickly assess your deal for its best shot. We have done deals even when a hard money lender turned down.
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Insula Group
Insula Capital Group is a hard money and commercial lender led by a team of property flippers and investors with decades of hands-on experience under our belt! We lend nationwide and underwrite in-house for closings as fast as 72 hours! Never get caught waiting on the funding you need again! First time investors are welcomed!
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Loan Mac
We normally close with NO APPRAISAL
We can CLOSE IN DAYS with minimal paperwork
Most Property types
Most loan purposes fixnflip, buy/hold, reposition, construction
We can handle last minute Non-QM, bank, or hard money fallout
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BANC
We are the BANK and lend in all 50 states.
Many loans are bankable if structured correctly.
Let our experts examine your situation.
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Posh Lending
“Commercial Real Estate Loans”
Hotel Loans
Construction and Mobile Home Park & Self Storage Loans
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Our lenders below serve all of the main metropolitan cities in Mississippi including:
Aberdeen, Amory, Batesville, Bay St. Louis, Biloxi, Booneville, Brandon, Brookhaven, Byram, Canton, Clarksdale, Cleveland, Clinton, Columbia, Columbus, Corinth, D’Iberville, Gautier, Greenville, Greenwood, Grenada, Gulfport, Hattiesburg, Hernando, Holly Springs, Horn Lake, Indianola, Jackson, Kosciusko, Laurel, Long Beach, Louisville, Madison, McComb, Meridian, Moss Point, Natchez, New Albany, Ocean Springs, Olive Branch, Oxford, Pascagoula, Pass Christian, Pearl, Petal, Philadelphia, Picayune, Richland, Ridgeland, Senatobia, Southaven, St. Martin, Starkville, Tupelo, Vicksburg, Waveland, West Hattiesburg, West Point, Yazoo City, and most others.
Most Mississippi Hard Money lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The Mississippi Hard Money lenders LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.
If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every Hard Money lender wants you to having something to loose if the loan goes south. Think of it like this. would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right. Mississippi Hard Money Lenders think the same way.
Typically Mississippi hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local Mississippi lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can’t.
If you are looking for a hard money loan on an investment property, a Mississippi hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.
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