ACC Mortgage

WE ARE THE LENDER!
We can do owner-occupied loans in most states. Residential & Commercial Lending To 80%
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AAMG

I have a “warehouse” full of hard/soft money capital to loan to you or your clients right now. Lots of deals fail when borrowers aren’t represented properly.. so we quickly assess your deal for its best shot. We have done deals even when a hard money lender turned down.
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Insula Group

Insula Capital Group is a hard money and commercial lender led by a team of property flippers and investors with decades of hands-on experience under our belt! We lend nationwide and underwrite in-house for closings as fast as 72 hours! Never get caught waiting on the funding you need again! First time investors are welcomed!
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Loan Mac

We normally close with NO APPRAISAL
We can CLOSE IN DAYS with minimal paperwork
Most Property types
Most loan purposes fixnflip, buy/hold, reposition, construction
We can handle last minute Non-QM, bank, or hard money fallout
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BANC

We are the BANK and lend in all 50 states.  
Many loans are bankable if structured correctly.  
Let our experts examine your situation.
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Posh Lending

“Commercial Real Estate Loans”
Hotel Loans
Construction and Mobile Home Park & Self Storage Loans 
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Have a short-term need for immediate capital? Conventional financing unavailable? In need of some creative financing ideas? Hard Money Hunt lenders are direct real estate lenders specializing in quick, hard-money loans. They operate where conventional lenders won’t.
• Loan amounts from $100,000 to $50,000,000+
• Purchase, Refinance, Development, Construction, Bankruptcy, Foreclosure
• Multifamily, Hotels, Land, Office, Industrial, Retail, Single-Family
• Quick commitments
• Bad credit OK. Most lend based on real estate value
• Most closings in 7-10 days
• Brokers are Welcome with all lenders
Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.

Ignite Your North Carolina Investment Dreams with Hard Money Loans

Ditch traditional financing hurdles! Fuel your North Carolina real estate ambitions with the swiftness and flexibility of hard money loans. We connect you with multiple qualified lenders across the Tar Heel State, ready to partner in your success.

Forget city-hopping for loans! Our network spans Asheville to Wilmington and everywhere in between, ensuring you find the perfect fit.

Why choose us? We’re your North Carolina investment launchpad, not just a website:

  • One application, diverse options: Submit your loan details once, and we’ll match you with competing lenders vying for your business. No more city-by-city applications or wasted time.
  • Local knowledge, statewide reach: Our lenders understand the unique nuances of each market, offering competitive rates and flexible terms tailored to your specific needs.
  • Speed matters: Forget months-long wait times. Our lenders understand the urgency of investment opportunities and can close your loan quickly and efficiently.
  • Flexibility reigns: We cater to a wide range of borrowers and property types, from fix-and-flips and vacation rentals to land acquisition and commercial projects.
  • Transparency is key: No hidden fees or surprises. We believe in clear communication and upfront pricing throughout the process.

Focus on what matters most:

  • Let us do the legwork: We handle the lender matching process, leaving you free to focus on your investment vision.
  • Get competitive offers: We ensure you receive the best possible terms and rates from our network of lenders.
  • Experience stress-free financing: We simplify the hard money loan process, making it smooth and straightforward.

Ready to unlock your North Carolina investment potential?

It’s simple! Fill out our quick online form and tell us about your project. We’ll then connect you with the best-suited lenders in our network, eager to compete for your business and get your loan funded fast.

Think of us as your personal North Carolina hard money loans matchmaker. We take the hassle out of finding the right lender, leaving you free to build your Tar Heel empire.

Don’t wait any longer. Submit your loan request today and let’s get your North Carolina hard money loan journey started!

Our lenders serve all of the main metropolitan cities in North Carolina including:

Albemarle, Apex, Archdale, Asheboro, Asheville, Belmont, NBlack Mountain, Boone, Brevard, Burlington, Carrboro, Cary, Chapel Hill, Charlotte, Clayton, Clemmons, Clinton, Concord, Conover, Cornelius, Davidson, Dunn, Durham, Eden, Elizabeth City, Elon College, Fayetteville, Forest City, Fort Bragg, Garner,Gastonia, Goldsboro, Graham, Greensboro, Greenville, Hamlet, Havelock, Henderson, Hendersonville, Hickory, High Point, Holly Springs, Hope Mills, Huntersville, Indian Trail, Jacksonville, Kannapolis, Kernersville, Kings Grant, Kings Mountain, Kinston, North Carolina, Laurinburg, Lenoir, Lewisville, Lexington, Lincolnton, Lumberton, Masonboro, Matthews, Mebane, Mint Hill, Monroe, Mooresville, Morehead City, Morganton, Mount Airy, Mount Holly, Murraysville, Myrtle Grove, New Bern, Newton, Oak Island, Oxford, Pinehurst, Piney Green, Raleigh, Reidsville, Roanoke Rapids, Rockingham, Rocky Mount, Roxboro, Salisbury, Sanford, Siler City, Smithfield, Southern Pines, Spring Lake, St. Stephens, Statesville, Summerfield, Tarboro, Thomasville, Trinity, Wake Forest, Washington, Waynesville, Weddington, Wilmington, Wilson, Winston-Salem, and most others.

Most North Carolina Hard Money lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The North Carolina Hard Money lenders LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few. 
If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every Hard Money lender wants you to having something to loose if the loan goes south. Think of it like this. would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right. North Carolina Hard Money Lenders think the same way.
Typically North Carolina hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local North Carolina lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can’t. 
If you are looking for a hard money loan on an investment property, a North Carolina hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.