Oregon Hard Money Loans and Private Money Lenders

Unleash Your Oregon Investment Dreams with Streamlined Hard Money Loans

Skip traditional financing roadblocks and fuel your Beaver State ambitions with the flexibility and speed of hard money loans! Our platform connects you with multiple qualified lenders across Oregon, each eager to partner in your success.

Reach from Portland to Bend and everywhere in between: We boast a widespread network of lenders covering major cities like Eugene, Medford, Salem, and beyond, ensuring you find the perfect local fit for your project.

Why choose us? We’re your Oregon investment launchpad, not just a website:

• One application, diverse options: Submit your loan details once, and we’ll match you with competing lenders vying for your business. No more city-hopping applications or wasted time.
• Local expertise, statewide reach: Our network boasts lenders who know the Oregon market inside-out, offering competitive rates and flexible terms tailored to your specific needs.
• Speed is key: Forget months-long wait times. Our lenders understand the urgency of investment opportunities and can close your loan quickly and efficiently.
• Flexibility reigns: We cater to a wide range of borrowers and property types, from fix-and-flips and vacation rentals to land acquisition and commercial projects.
• Transparency is our promise: No hidden fees or surprises. We believe in clear communication and upfront pricing throughout the process.

Focus on what matters most:

• Let us do the legwork: We handle the lender matching process, leaving you free to focus on your investment vision.
• Get competitive offers: We ensure you receive the best possible terms and rates from our network of lenders.
• Experience stress-free financing: We simplify the hard money loan process, making it smooth and straightforward.

Ready to unlock your Oregon investment potential?

It’s simple! Fill out our quick online form and tell us about your project. We’ll then connect you with the best-suited lenders in our network, eager to compete for your business and get your loan funded fast.

Think of us as your personal Oregon hard money loans matchmaker. We take the hassle out of finding the right lender, leaving you free to build your Beaver State empire.

Don’t wait any longer. Submit your loan request today and let’s get your Oregon hard money loan journey started!

Our lenders serve all of the main metropolitan cities in Oregon including:

Agate Beach, Albany, Aloha, Altamont, Ashland, Astoria, Badger Mountain, Baker City, Beaver Creek, Beaverton, Bend, Calapooia, Canby, Cedar Hills, Cedar Mill, Central Point, City of The Dalles, Coast Range, Coos Bay, Cornelius, Corvallis, Cottage Grove, Dallas, De Lake, Eugene, Fairview, Florence, Forest Grove, Four Corners, Garden Home-Whitford, Gladstone, Grants Pass, Green, Gresham, Hayesville, Hermiston, Hillsboro, Independence, Jennings Lodge, Keizer, Klamath Falls, La Grande, Lake Oswego, Lincoln City, McMinnville, Medford, Milton-Freewater, Milwaukie, Monmouth, Mount Hood, Newberg, Newport, North Albany, North Bend, North Siuslaw, Northeast Umatilla, Northwest Clackamas, Northwest Jackson, Northwest Josephine, Northwest Umatilla, Oak Grove, Oak Hills, Oatfield, Ochoco, Ontario, Oregon City, Pendleton, Portland, Prineville, Redmond, Rockcreek, Roseburg, Salem, Sherwood, Silverton, Sisters-Millican, Somerset West-Rock Creek, Southwest Jackson, Springfield, St. Helens, Stayton, Sunnyside, Sutherlin, Sweet Home, Tenmile, The Dalles, Tigard, Troutdale, Tualatin, West Haven-Sylvan, West Linn, West Slope, Wilsonville, Woodburn, Yoder, and most others. Most Oregon Hard Money lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The Oregon Hard Money lenders LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few. 

If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every Hard Money lender wants you to having something to loose if the loan goes south. Think of it like this. would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right. Oregon Hard Money Lenders think the same way.
Typically Oregon hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local Oregon lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can’t. 
If you are looking for a hard money loan on an investment property, a Oregon hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.