If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every lender wants you to having something to lose if the loan goes south. Think of it like this, would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right? Hard Money Lenders think the same way. Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.


Finding Your Ohio Hard Money Loans Match: One Click Connects You

Struggling to navigate the maze of Ohio hard money lenders? Let us be your compass! We’re not just a website, we’re your one-stop shop for connecting with experienced hard money lenders across the Buckeye State.

Skip the endless searches and paperwork: We’ve curated a network of trusted lenders ready to finance your investment property dreams, from fixer-uppers in Columbus to beachfront escapes on Lake Erie. Whether you’re a seasoned investor or a first-time flipper, we have the perfect match for your needs.

What makes us your Ohio hard money loan hero?

  • One application, endless possibilities: Submit your loan details once, and we’ll match you with multiple lenders vying for your business. No more knocking on doors or filling out endless forms.
  • Local expertise, nationwide reach: Our network of lenders knows the Ohio market like the back of their hand, while still offering diverse options and competitive rates.
  • Speed is your friend: Forget months-long loan purgatory. Get connected with lenders who understand the urgency of investment opportunities and can close your loan quickly and efficiently.
  • Flexibility is key: We cater to a wide range of borrowers and property types. Whether it’s a fix-and-flip, a rental property, land acquisition, or even a commercial project, we have lenders who can make it happen.
  • Transparency matters: No hidden fees or surprise terms. We believe in clear communication and upfront pricing so you can make confident decisions.

Ready to ditch the loan limbo and unlock your investment potential?

It’s simple! Just fill out our quick online form and tell us about your project. We’ll then connect you with the best-suited lenders in our network, eager to compete for your business and get your loan funded fast.

Think of us as your personal hard money loans matchmaker. We take the hassle out of finding the right lender, leaving you free to focus on what matters most – building your real estate empire.

Don’t wait any longer. Submit your loan request today and let’s get your Ohio hard money loan journey started!

Our lenders serve all of the main metropolitan cities in Ohio including:

Akron, Alliance, Amherst, Ashland, Ashtabula, Athens, Aurora, Austintown, Avon, Avon Lake, Barberton, Bay Village, Beachwood, Beavercreek, Bedford, Bedford Heights, Bellefontaine, Berea, Boardman, Bowling Green, Brecksville, Broadview Heights, Brook Park, Brooklyn, Brunswick, Canton, Centerville, Chillicothe, Cincinnati, Circleville, Cleveland, Cleveland Heights, Columbus, Cuyahoga Falls, Dayton, Defiance, Delaware, Dublin, East Cleveland, East Liverpool, Eastlake, Elyria, Englewood, Euclid, Fairborn, Fairfield, Fairview Park, Findlay, Finneytown, Forest Park, Forestville, Fostoria, Fremont, Gahanna Galion, Garfield Heights, Green, Greenville, Grove City, Hamilton, Hilliard, Huber Heights, Hudson, Kent, Kenton, Kenwood, Kettering, Kirtland, Lakewood, Lancaster, Lande, Lebanon, Lima, Lorain, Loveland, Lyndhurst, Macedonia, Madeira, Mansfield, Maple Heights, Marietta, Marion, Martins Ferry, Marysville, Mason, Massillon, Maumee, Mayfield Heights, Medina, Mentor, Miamisburg, Middleburg Heights, Middletown, Mount Vernon, Napoleon, New Philadelphia, Newark, Niles, North Canton, North Olmsted, North Ridgeville, North Royalton, Norton, Norwalk, Norwood, Oregon, Oxford, Painesville, Parma, Parma Heights, Pataskala, Perrysburg, Pickerington, Piqua, Port Clinton, Portsmouth, Reynoldsburg Riverside, Rocky River, Salem, Sandusky, Sandusky South, Seven Hills, Shaker Heights, Sharonville, Sheffield Lake, Shelby, Sidney, Solon, South Euclid, Springboro, Springdale, Springfield, St. Marys, Steubenville, Stow, Strongsville, Sylvania, Tallmadge, Tiffin, Toledo, Trenton, Trotwood,Troy, Twinsburg, University Heights, Upper Arlington, Vandalia, Vermilion, Wadsworth, Warren, Warrensville Heights, Washington, West Carrollton City, Westerville, Westlake, White Oak, Whitehall, Wickliffe, Willoughby, Willowick, Wilmington, Wooster, Worthington, Wyoming, Xenia, Youngstown, Zanesville, and most others.

Most Ohio Hard Money lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The Ohio Hard Money lenders LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few. 
If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every Hard Money lender wants you to having something to loose if the loan goes south. Think of it like this. would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right. Ohio Hard Money Lenders think the same way.
Typically Ohio hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local Ohio lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can’t. 
If you are looking for a hard money loan on an investment property, a Ohio hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.