Have a short-term need for immediate capital? Conventional financing unavailable? In need of some creative financing ideas? Hard Money Hunt lenders are direct real estate lenders specializing in quick, hard-money loans. They operate where conventional lenders won’t.
Loan amounts from $100,000 to $50,000,000+
Purchase, Refinance, Development, Construction, Bankruptcy, Foreclosure
Multifamily, Hotels, Land, Office, Industrial, Retail, Single-Family
Quick commitments
Bad credit OK. Most lend based on real estate value
Most closings in 7-10 days
Brokers are Welcome with all lenders
Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.

Secure Minnesota Investment Opportunities with Streamlined Hard Money Loans

Forget navigating traditional loan labyrinths! Unlock Minnesota’s vibrant potential with the power of hard money loans. We’re your gateway to connecting with multiple qualified lenders across the North Star State, ready to fuel your ambitions with flexibility and speed.

Why choose us? We’re your investment launchpad, not just a website:

  • One application, diverse options: Submit your loan details once, and we’ll match you with competing lenders vying for your business. No more city-by-city applications or wasted time.
  • Local expertise, statewide reach: Our network boasts lenders who know the Minnesota market inside-out, offering competitive rates and flexible terms tailored to your specific needs.
  • Speed is key: Forget months-long wait times. Our lenders understand the urgency of investment opportunities and can close your loan quickly and efficiently.
  • Flexibility matters: We cater to a wide range of borrowers and property types, from fix-and-flips and vacation rentals to land acquisition and commercial projects.
  • Transparency is our promise: No hidden fees or surprises. We believe in clear communication and upfront pricing throughout the process.

Focus on what matters most:

  • Let us do the legwork: We handle the lender matching process, leaving you free to focus on your investment vision.
  • Get competitive offers: We ensure you receive the best possible terms and rates from our network of lenders.
  • Experience stress-free financing: We simplify the hard money loan process, making it smooth and straightforward.

Ready to unlock your Minnesota investment potential?

It’s simple! Fill out our quick online form and tell us about your project. We’ll then connect you with the best-suited lenders in our network, eager to compete for your business and get your loan funded fast.

Think of us as your personal Minnesota hard money loan matchmaker. We take the hassle out of finding the right lender, leaving you free to build your North Star empire.

Don’t wait any longer. Submit your loan request today and let’s get your Minnesota hard money loan journey started!

Our lenders serve all of the main metropolitan cities in Minnesota including:

Albert Lea, Alexandria, Andover, Anoka, Apple Valley, Arden Hills, Austin, Bemidji, Big Lake, Blaine, Bloomington, Brainerd, Brooklyn Center, Brooklyn Park, Buffalo, Burnsville, Champlin, Chanhassen, Chaska, Cloquet, Columbia Heights, Coon Rapids, Cottage Grove, Crookston, Crystal, Duluth, Eagan, East Bethel, East Grand Forks, Eden Prairie, Edina, Elk River, Fairmont, Faribault,  Farmington, Fergus Falls, Fridley, Golden Valley, Grand Rapids, Ham Lake,  Hastings, Hermantown, Hibbing, Hopkins, Hugo,Hutchinson, Inver Grove Heights, Lake Elmo, Lakeville, Lino Lakes, Mankato, Maple Grove, Maplewood, Marshall, Mendota Heights,  Minneapolis, Minnetonka, Monticello, Moorhead, Mound, Mounds View, New Brighton, New Hope, New Ulm, North Branch, North Mankato, North St. Paul, Northfield, Oakdale, Owatonna, Plymouth, Prior Lake, Ramsey, Red Wing, Richfield, Robbinsdale, Rochester, Rosemount, Roseville, Sartell, Sauk Rapids, Savage, Shakopee, Shoreview, Shorewood, South St. Paul, St. Anthony, St. Cloud, St. Louis Park, St. Michael, St. Paul, St. Peter, Stillwater, Thief River Falls, Vadnais Heights, Virginia, West St. Paul, White Bear Lake,  Willmar,  Winona, Woodbury, Worthington, and most others.

Most Minnesota Hard Money lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The Minnesota Hard Money lenders LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few. 
If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every Hard Money lender wants you to having something to loose if the loan goes south. Think of it like this. would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right. Minnesota Hard Money Lenders think the same way.
Typically Minnesota hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local Minnesota lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can’t. 
If you are looking for a hard money loan on an investment property, a Minnesota hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.