Home Loans For Uber and Lyft drivers

Are you an Uber or Lyft driver looking to achieve homeownership? Our dedicated team of mortgage professionals is here to support you every step of the way. We understand the unique challenges and opportunities faced by driving professionals, and we’ve tailored our programs to meet your specific needs.

Our Commitment: No Driver Left Behind

Our mission is simple: to empower truckers, Uber drivers, Lyft drivers, and professionals across all driving industries to achieve their homeownership dreams. With recent tax law changes benefiting driving professionals, there’s never been a better time to explore homeownership.

Tailored Mortgage Solutions for Driving Professionals

Discover a range of easy-to-qualify programs designed with driving professionals in mind:

  • No Tax Returns Required: We offer programs that don’t require traditional tax returns, making homeownership accessible even if you have alternative income sources.
  • Flexible Credit Requirements: Whether you have bad credit or excellent credit, we have options available. Credit scores as low as 500 are accepted.
  • Simplified Application Process: Say goodbye to complex paperwork. Our streamlined programs eliminate the need for a CPA and offer no-income verification options.

Program Highlights

  • Xpress Debt Consolidation Refinance: Streamline your finances with our debt consolidation refinance program, designed to lower your monthly payments.
  • First-Time Homeownership Program: Take advantage of specialized programs tailored for first-time homebuyers.
  • Investment Opportunities: Explore unique investment programs designed to support your financial goals.
  • Foreign National Programs: We offer specialized programs for foreign nationals seeking homeownership in the U.S.
  • Veteran Programs: As a token of our appreciation, we offer discounted fee options for veterans.

Get Started Today

There’s no cost and no obligation to speak with our mortgage professionals. Contact us today to explore your homeownership options and take the first step towards owning your dream home.

Disclaimer: Loan programs and eligibility requirements may vary. Our mortgage professionals will work closely with you to find the best solution based on your individual circumstances.

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Our Services Include

Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few. If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every lender wants you to having something to lose if the loan goes south. Think of it like this, would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right? Hard Money Lenders think the same way. Typically hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can’t. If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.