Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few. If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every lender wants you to having something to lose if the loan goes south. Think of it like this, would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right? Hard Money Lenders think the same way. Typically hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can’t. If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.

Arizona Hard Money Loans Match: Unlock Fast Funding for Your Dreams

Struggling to navigate the Arizona hard money loans landscape? Don’t settle for the loan limbo! We’re your fast track to funding by connecting you with a network of proven Arizona hard money lenders.

Skip the city-by-city search: Whether you’re eyeing a fixer-upper in Phoenix or a beach house in Lake Havasu, we serve all major Arizona cities and beyond. Let us do the legwork – you focus on your investment vision.

What makes us your Arizona hard money hero?

  • One application, endless possibilities: Submit your loan details once, and we’ll match you with multiple lenders vying for your business. No more endless forms or chasing down lenders.
  • Local expertise, statewide reach: Our network boasts lenders who know the Arizona market inside-out, offering competitive rates and flexible terms tailored to your specific needs.
  • Speed is your friend: Forget months-long wait times. Our lenders understand the urgency of investment opportunities and can close your loan quickly and efficiently.
  • Flexibility is key: We cater to a wide range of borrowers and property types, from fix-and-flips and rentals to land acquisition and commercial projects.
  • Transparency matters: We believe in clear communication and upfront pricing. No hidden fees or surprises with our network of lenders.

Ready to ditch the loan limbo and unlock your potential?

It’s simple! Fill out our quick online form and tell us about your project. We’ll then connect you with the best-suited lenders in our network, eager to compete for your business and get your loan funded fast.

Think of us as your personal Arizona hard money loan matchmaker. We take the hassle out of finding the right lender, leaving you free to focus on building your Arizona empire.

Don’t wait any longer. Submit your loan request today and let’s get your Arizona hard money loan journey started!

Our lenders serve all of the main metropolitan cities in Arazona including:

Apache, Apache Junction, Arivaca, Avondale, Bisbee, Buckeye, Bullhead City, Camp Verde, Casa Grande, Casas Adobes, Catalina, Catalina Foothills, Chandler, Chino Valley, Coconino, Coolidge, Cottonwood, Cottonwood-Verde Village, Deer Valley, Dewey-Humboldt, Douglas, Drexel Heights, El Mirage, Eloy, Flagstaff, Florence, Flowing Wells, Fortuna Foothills, Fountain Hills, Gila River, Gilbert, Glendale, Globe, Gold Camp, Goodyear, Green Valley, Hopi, Indian Wells, Kingman, Lake Havasu City, Little Colorado, Marana, Mesa, Mingus Mountain, Mohave Valley, New Kingman-Butler, New River, Nogales, North Pinal, Oro Valley, Page, Papago, Paradise Valley, Payson, Peoria, Phoenix, Picture Rocks, Prescott, Prescott Valley, Reservation, Safford, Salt River, San Luis, Scottsdale, Sedona, Show Low, Sierra Vista, Sierra Vista Southeast, Somerton, Sun City, Sun City West, Sun Lakes, Surprise, Tanque Verde, Tempe, Tuba City, Tucson, Tucson Estates, Verde, Western, Winslow, Yuma, and most others.

Most Arizona Hard Money lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The Hard Money lenders LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few. 
If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every Hard Money lender wants you to having something to loose if the loan goes south. Think of it like this. would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right. Hard Money Lenders think the same way.
Typically hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can’t. 
If you are looking for a hard money loan on an investment property, a Arizona hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.