If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every lender wants you to having something to lose if the loan goes south. Think of it like this, would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right? Hard Money Lenders think the same way. Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.


Unleash Maryland Investment Potential with Fast, Flexible Hard Money Loans

Skip traditional loan labyrinths! Unlock Maryland’s vibrant investment landscape with the power of hard money loans. We’re your gateway to connecting with multiple qualified lenders across the Old Line State, ready to fuel your ambitions with speed and flexibility.

Why choose us? We’re your investment launchpad, not just a website:

  • One application, endless possibilities: Submit your loan details once, and we’ll match you with competing lenders vying for your business. No more county-by-county applications or wasted time.
  • Local expertise, statewide reach: Our network boasts lenders who know the Maryland market inside-out, offering competitive rates and flexible terms tailored to your specific needs.
  • Speed is key: Forget months-long wait times. Our lenders understand the urgency of investment opportunities and can close your loan quickly and efficiently.
  • Flexibility matters: We cater to a wide range of borrowers and property types, from fix-and-flips and vacation rentals to land acquisition and commercial projects.
  • Transparency is our promise: No hidden fees or surprises. We believe in clear communication and upfront pricing throughout the process.

Focus on what matters most:

  • Let us do the legwork: We handle the lender matching process, leaving you free to focus on your investment strategy.
  • Get competitive offers: We ensure you receive the best possible terms and rates from our network of lenders.
  • Experience stress-free financing: We simplify the hard money loan process, making it smooth and straightforward.

Ready to unlock your Maryland investment potential?

It’s simple! Fill out our quick online form and tell us about your project. We’ll then connect you with the best-suited lenders in our network, eager to compete for your business and get your loan funded fast.

Think of us as your personal Maryland hard money loan matchmaker. We take the hassle out of finding the right lender, leaving you free to build your Old Line empire.

Don’t wait any longer. Submit your loan request today and let’s get your Maryland hard money loan journey started!

Our lenders serve all of the main metropolitan cities in Maryland including:

Aberdeen, Accokeek, Adelphi, Annapolis, Arbutus, Arnold, Aspen Hill, Ballenger Creek, Baltimore, Bel Air North, Bel Air South, Beltsville, Bethesda, Bladensburg, Bowie, Brooklyn Park, California, Calverton, Cambridge, Camp Springs, Cape St. Claire, Carney, Catonsville, Chesapeake Ranch, Estates-Drum Point,  Cheverly, Chillum, Clinton, Cloverly, Cockeysville, Colesville, College Park, Columbia, Coral Hills,  Crofton, Cumberland, Damascus, Darnestown, District 10, Funkstown, District 3, Hagerstown, District 3, Leonardtown,  District 3, Middletown, District 5, Queenstown, District 7, Cresaptown/Bel Air,  District 8, Bryantown,  Dundalk, East Riverdale, Easton, Edgemere, Edgewood, Eldersburg Elkridge, Elkton, Ellicott City, Essex,Fairland, Fallston, Ferndale, Forest Glen,  Forestville, Fort Meade, Fort Washington, Frederick, Friendly,  Frostburg,  Gaithersburg, Garrison, Germantown, Glen Burnie, Glenarden, Glenn Dale, Greater Landover,  Greater Upper Marlboro,  Green Haven,  Green Valley, Greenbelt, Hagerstown, Halfway, Havre de Grace,  Hillcrest Heights, Hyattsville,  Jessup, Joppatowne,   Kemp Mill, Kettering, La Plata, Lake Arbor, Lake Shore,Langley Park, Lanham-Seabrook,  Lansdowne-Baltimore Highlands, Largo, Laurel,Lexington Park,  Linganore-Bartonsville, Linthicum, Lochearn, Londontowne, Lutherville-Timonium, Marlow Heights, Marlton, Maryland City,  Mays Chapel,  Middle River, Milford Mill, Mitchellville,Montgomery Village, Mount Airy, Mount Rainier, New Carrollton,  North Bethesda, North Kensington, North Laurel, North Potomac, Ocean City, Ocean Pines, Odenton, Olney, Overlea, Owings Mills, Oxon Hill-Glassmanor, Parkville, Parole,  Pasadena, Perry Hall, Pikesville, Potomac, Randallstown, Redland, , Reisterstown, Riverdale Park,Riverside, Riviera Beach, Rockville, Rosaryville, Rosedale, Rossville, Salisbury, Savage-Guilford, Severn, Severna Park, Silver Spring, South Gate, South Kensington, South Laurel,  St. Charles, Suitland-Silver Hill, Takoma Park,  Temple Hills, Towson, Travilah, Waldorf, Walker Mill,  Westminster, White Marsh,  White Oak, Woodlawn, Woodmore, and most others.

Most Maryland Hard Money lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The Maryland Hard Money lenders LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few. 
If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every Hard Money lender wants you to having something to loose if the loan goes south. Think of it like this. would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right. Maryland Hard Money Lenders think the same way.
Typically Maryland hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local Maryland lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can’t. 
If you are looking for a hard money loan on an investment property, a Maryland hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.