If you are buying an investment property remember that having “skin in the game” is crucial to getting your loan. The term “skin in the game” refers to having a vested interest in the property or investment. Every lender wants you to having something to lose if the loan goes south. Think of it like this, would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right? Hard Money Lenders think the same way. Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.

Welcome to HardMoneyHunt.com, your premier destination for connecting with trusted hard money lenders in Charlotte, North Carolina. Whether you’re a seasoned real estate investor eyeing the opportunities in the bustling city of Charlotte or exploring investment prospects in the surrounding areas, our platform simplifies the process of finding reputable hard money lenders tailored to your unique needs. Explore our curated list of Charlotte hard money lenders and embark on your journey to secure the funding you need for your next venture.

Charlotte, often referred to as the Queen City, is the largest city in North Carolina and a major financial hub in the Southeastern United States. With a thriving economy, diverse population, and vibrant real estate market, Charlotte offers a wealth of investment opportunities for both seasoned investors and newcomers alike. From its historic neighborhoods and urban districts to its booming commercial centers and residential developments, Charlotte’s real estate landscape is as diverse as its residents. Our network of hard money lenders in Charlotte understands the local market intricacies and offers flexible financing options to match your project’s demands.

In the competitive realm of Charlotte real estate, timing is crucial, and our hard money lenders prioritize speed and efficiency. With streamlined processes and quick turnaround times, funding is often available within days of approval. Whether you’re seizing an investment opportunity in the trendy neighborhoods of Dilworth or Plaza Midwood, renovating properties in the historic district of Fourth Ward, or developing projects in emerging areas like South End or NoDa, their expedited services ensure you won’t miss out on lucrative deals.

Transparency and flexibility are hallmarks of our Charlotte hard money lenders. They work closely with borrowers and brokers, offering clear communication and personalized support throughout the loan process. Whether you’re navigating complex financial scenarios or seeking creative financing solutions, their expertise and dedication ensure a smooth lending experience.

The lending criteria of our Charlotte hard money lenders are designed to accommodate a variety of projects and financial profiles. Whether you’re investing in residential properties, commercial developments, or mixed-use projects, they’re committed to finding a financing solution that aligns with your investment goals and objectives.

Explore our list of Charlotte hard money lenders and take the first step towards realizing your real estate ambitions in this dynamic and vibrant city. With their industry expertise, flexible financing options, and dedication to client satisfaction, you can confidently pursue your investment goals and unlock the full potential of the Charlotte real estate market.

Discover why Charlotte remains a top destination for real estate investment and development. Connect with our network of hard money lenders today and access the funding you need to propel your projects forward in this thriving metropolis.

Our Charlotte hard money lenders serve all of the main metropolitan cities in North Carolina including:

Albemarle, Apex, Archdale, Asheboro, Asheville, Belmont, NBlack Mountain, Boone, Brevard, Burlington, Carrboro, Cary, Chapel Hill, Charlotte, Clayton, Clemmons, Clinton, Concord, Conover, Cornelius, Davidson, Dunn, Durham, Eden, Elizabeth City, Elon College, Fayetteville, Forest City, Fort Bragg, Garner,Gastonia, Goldsboro, Graham, Greensboro, Greenville, Hamlet, Havelock, Henderson, Hendersonville, Hickory, High Point, Holly Springs, Hope Mills, Huntersville, Indian Trail, Jacksonville, Kannapolis, Kernersville, Kings Grant, Kings Mountain, Kinston, North Carolina, Laurinburg, Lenoir, Lewisville, Lexington, Lincolnton, Lumberton, Masonboro, Matthews, Mebane, Mint Hill, Monroe, Mooresville, Morehead City, Morganton, Mount Airy, Mount Holly, Murraysville, Myrtle Grove, New Bern, Newton, Oak Island, Oxford, Pinehurst, Piney Green, Raleigh, Reidsville, Roanoke Rapids, Rockingham, Rocky Mount, Roxboro, Salisbury, Sanford, Siler City, Smithfield, Southern Pines, Spring Lake, St. Stephens, Statesville, Summerfield, Tarboro, Thomasville, Trinity, Wake Forest, Washington, Waynesville, Weddington, Wilmington, Wilson, Winston-Salem, and most others.