Our lenders below serve all of the main metropolitan cities in New Mexico including:
Alamogordo, Albuquerque, Carlsbad, Clovis, Deming, Dona Ana-Hill, Espanola, Farmington, Gallup, Grants, Hobbs, Las Cruces, Las Vegas, North Valley, Portales, Raton, Red Rock, Reservation, Rio Rancho, Roswell, Ruidoso, San Juan Pueblo, Santa Fe, New Mexico, Santo Domingo, Shiprock, Silver City, Socorro, Truth or Consequences, White Rock, Zuni, Zuni Pueblo and most others.
If you are buying an investment property remember that having "skin in the game" is crucial to getting your loan. The term "skin in the game" refers to having a vested interest in the property or investment. Every lender wants you to having something to lose if the loan goes south. Think of it like this, would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right? Hard Money Lenders think the same way.
Typically hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can't.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.
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