Our lenders below serve all of the main metropolitan cities in North Carolina including:
Albemarle, Apex, Archdale, Asheboro, Asheville, Belmont, NBlack Mountain, Boone, Brevard, Burlington, Carrboro, Cary, Chapel Hill, Charlotte, Clayton, Clemmons, Clinton, Concord, Conover, Cornelius, Davidson, Dunn, Durham, Eden, Elizabeth City, Elon College, Fayetteville, Forest City, Fort Bragg, Garner,Gastonia, Goldsboro, Graham, Greensboro, Greenville, Hamlet, Havelock, Henderson, Hendersonville, Hickory, High Point, Holly Springs, Hope Mills, Huntersville, Indian Trail, Jacksonville, Kannapolis, Kernersville, Kings Grant, Kings Mountain, Kinston, North Carolina, Laurinburg, Lenoir, Lewisville, Lexington, Lincolnton, Lumberton, Masonboro, Matthews, Mebane, Mint Hill, Monroe, Mooresville, Morehead City, Morganton, Mount Airy, Mount Holly, Murraysville, Myrtle Grove, New Bern, Newton, Oak Island, Oxford, Pinehurst, Piney Green, Raleigh, Reidsville, Roanoke Rapids, Rockingham, Rocky Mount, Roxboro, Salisbury, Sanford, Siler City, Smithfield, Southern Pines, Spring Lake, St. Stephens, Statesville, Summerfield, Tarboro, Thomasville, Trinity, Wake Forest, Washington, Waynesville, Weddington, Wilmington, Wilson, Winston-Salem, and most others.
Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.
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