Our lenders below serve all of the main metropolitan cities in New York including:
Albany, Albion, Amherst, Amsterdam, Arcadia, Auburn, Baldwin, Batavia, Bay Shore, Beacon, Bellmore, Bethlehem, Bethpage, Binghamton, Blooming Grove, Brentwood, Brighton, Bronx, Brooklyn, Buffalo, Carmel, Centereach Central Islip, Cheektowaga, Chili, Cicero, Clarence, Clarkstown, Clay,Clifton Park, Cohoes, Commack, Copiague, Cortland, Cortlandt De Witt, Deer Park, Depew, Dix Hills, East Fishkill, East Islip, East Massapequa, East Meadow, East Northport, East Patchogue, Eastchester, Elmira,Elmont, Evans, Farmingville, Floral Park, Fort Drum, Franklin Square, Freeport, Garden City, Gates, Gates-North Gates, Geddes,Glen Cove, Glenville, Gloversville, Grand Island, Greenburgh, Guilderland, Halfmoon, Harrison, Hauppauge, Hempstead, Henrietta, Hicksville, Holbrook, Holtsville, Huntington, Huntington Station, Hyde Park, Irondequoit, Irvington, Islip, Ithaca, Jamestown, Johnson City, Kenmore, Kingston, Lackawanna, Lake Ronkonkoma, Le Ray, Levittown, Lewisboro, Lindenhurst, Lockport, Long Beach, Lynbrook, Lysander, Mamaroneck, Manhattan, Manorhaven, Massapequa, Massapequa Park, Mastic, Medford,Merrick, Middletown, Mineola, Mount Pleasant, Mount Vernon, Murray, Nanuet, New Castle, New City, New Rochelle, New York, Newburgh, Niagara Falls, North Amityville, North Babylon, North Bellmore,North Hempstead, North Massapequa, North New Hyde Park, North Tonawanda, North Valley Stream, Oceanside,Ogden,Olean, Onondaga, Orangetown, Ossining, Oswego, Parma, Pearl River, Peekskill, Penfield, Perinton, Plainview, Plattsburgh, Port Chester, Port Washington, Poughkeepsie, Putnam Valley, Queens, Queensbury, Ramapo, Rochester, Rockville Centre, Rome, Ronkonkoma, Roosevelt, Rotterdam, Salina, Salisbury,Saratoga Springs, Sayville, Scarsdale, Schenectady, Seaford, Selden, Shirley,Smithtown, Somers, Southeast ,Spring Valley, Staten Island, Syosset, Syracuse, Tonawanda, Troy, Union, Uniondale, Utica, Valley Stream, Vestal,Wantagh, Wappinger, Watertown, West Babylon, West Hempstead, West Islip, West Point, West Seneca, White Plains, Whitestown, Woodbury, Woodmere, Yonkers, Yorktown, Yorktown Heights, and most others.
If you are buying an investment property remember that having "skin in the game" is crucial to getting your loan. The term "skin in the game" refers to having a vested interest in the property or investment. Every lender wants you to having something to lose if the loan goes south. Think of it like this, would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right? Hard Money Lenders think the same way.
Typically hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can't.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.
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