Our lenders below serve all of the main metropolitan cities in New York including:
Albany, Albion, Amherst, Amsterdam, Arcadia, Auburn, Baldwin, Batavia, Bay Shore, Beacon, Bellmore, Bethlehem, Bethpage, Binghamton, Blooming Grove, Brentwood, Brighton, Bronx, Brooklyn, Buffalo, Carmel, Centereach Central Islip, Cheektowaga, Chili, Cicero, Clarence, Clarkstown, Clay,Clifton Park, Cohoes, Commack, Copiague, Cortland, Cortlandt De Witt, Deer Park, Depew, Dix Hills, East Fishkill, East Islip, East Massapequa, East Meadow, East Northport, East Patchogue, Eastchester, Elmira,Elmont, Evans, Farmingville, Floral Park, Fort Drum, Franklin Square, Freeport, Garden City, Gates, Gates-North Gates, Geddes,Glen Cove, Glenville, Gloversville, Grand Island, Greenburgh, Guilderland, Halfmoon, Harrison, Hauppauge, Hempstead, Henrietta, Hicksville, Holbrook, Holtsville, Huntington, Huntington Station, Hyde Park, Irondequoit, Irvington, Islip, Ithaca, Jamestown, Johnson City, Kenmore, Kingston, Lackawanna, Lake Ronkonkoma, Le Ray, Levittown, Lewisboro, Lindenhurst, Lockport, Long Beach, Lynbrook, Lysander, Mamaroneck, Manhattan, Manorhaven, Massapequa, Massapequa Park, Mastic, Medford,Merrick, Middletown, Mineola, Mount Pleasant, Mount Vernon, Murray, Nanuet, New Castle, New City, New Rochelle, New York, Newburgh, Niagara Falls, North Amityville, North Babylon, North Bellmore,North Hempstead, North Massapequa, North New Hyde Park, North Tonawanda, North Valley Stream, Oceanside,Ogden,Olean, Onondaga, Orangetown, Ossining, Oswego, Parma, Pearl River, Peekskill, Penfield, Perinton, Plainview, Plattsburgh, Port Chester, Port Washington, Poughkeepsie, Putnam Valley, Queens, Queensbury, Ramapo, Rochester, Rockville Centre, Rome, Ronkonkoma, Roosevelt, Rotterdam, Salina, Salisbury,Saratoga Springs, Sayville, Scarsdale, Schenectady, Seaford, Selden, Shirley,Smithtown, Somers, Southeast ,Spring Valley, Staten Island, Syosset, Syracuse, Tonawanda, Troy, Union, Uniondale, Utica, Valley Stream, Vestal,Wantagh, Wappinger, Watertown, West Babylon, West Hempstead, West Islip, West Point, West Seneca, White Plains, Whitestown, Woodbury, Woodmere, Yonkers, Yorktown, Yorktown Heights, and most others.
Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.
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