Georgia Hard Money Loans and Private Money Lenders:
Our lenders below serve all of the main metropolitan cities in Georgia including:
Acworth, Albany, Alpharetta, Americus, Appling, Armuchee, Athens, Athens-Clarke County, Atlanta, Auburn, Augusta, Augusta-Richmond County, Bainbridge, Barretts, Belvedere Park, Bill Arp, Boynton Ridge, Broad River, Brunswick, Buford Cairo, Calhoun, Candler-McAfe, Canton, Carrollton, Carters Lake, Cartersville, Catoosa Springs, Cedartown, Chestatee, Clarkston, College Park, Columbus, Conley, Conyers, Coopers, Cordele, Country, Covington, Crandall-Eton, Culloden-Bolingbroke, Dacula-Rocky Creek, Dalton, Decatur, Dock Junction, Doraville, Douglas, Douglasville, Druid Hills, Duluth, Dunwoody, East Dougherty, East Point, Eatonton, Evans, Everett, Fair Oaks, Fairview, Fayetteville, Forest Park, Fort Benning, Fort Benning South, Fort Gordon, Fort Oglethorpe, Fort Stewart, Fort Valley, Gainesville, Garden City, Gracewood, Gray-Griswold, Gresham Park, Griffin, Grovetown, Hapeville, Hinesville, Huntsville, Irondale, Jesup, Juno, Kennesaw, Kingsland, La Fayette, Lathemtown, Lawrenceville, Lilburn, Lizella, Mableton, Macon, Marietta, Martinez, McDonough, Milledgeville, Monroe, Moultrie, Murrayville, Nelson-Tate-Marble Hill, Nevils-Stilson, Newnan, Norcross, North Atlanta, North Decatur, North Druid Hills, North Ogeechee, North Rockdale, North Whitfield, Northeast Cobb, Panthersville, Peachtree City, Perry, Philema, Pooler, Pooler-Burroughs, Powder Springs, Redan, Richmond Hill, Riverdale, Rome, Rossville-Beverly Hills, Roswell, Rutland, Sandersville, Sandy Springs, Savannah, Scottdale, Silver City, Skidaway Island, Smyrna, South Rockdale, St. Marys, St. Simons, Statesboro, Stockbridge, Stone Mountain, Sugar Hill, Sugar Valley-Resaca, Suwanee, Swainsboro, Thalmann, Thomaston, Thomasville, Thomson, Three Sisters Mountains, Tifton, Toccoa, Tucker, Tybee Island-Wilmington, Union City, Valdosta, Valley, Vidalia, Vinings, Waresboro, Warner Robins, Washington-Metasville, Waycross, West Dougherty, West Jackson, White-Pine Log, Wilmington Island, Winder, Woodstock, Yorkville, Zenith, and most others.
If you are buying an investment property remember that having "skin in the game" is crucial to getting your loan. The term "skin in the game" refers to having a vested interest in the property or investment. Every lender wants you to having something to lose if the loan goes south. Think of it like this, would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right? Hard Money Lenders think the same way.
Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.
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