TennesseeTennessee Hard Money Loans and Private Money Lenders:    

Our lenders below serve all of the main metropolitan cities in Tennessee including:

Alcoa, Almaville, Alpha, Athens, Bartlett, Bluff City-Piney Flats, Brentwood, Bristol, Brownsville, Cedars, Chattanooga, Chilhowee, Clarksville, Cleveland, Collierville, Columbia, Concord, Cookeville, Dickson, Dyersburg, East Brainerd, East Ridge, Elizabethton, Farragut, Fayetteville, Franklin, Gallatin, Germantown, Goodlettsville, Greeneville, Hardin Valley, Hendersonville, Jackson, Johnson City, Kingsport, Knoxville, La Vergne, Lanier, Lawrenceburg, Lebanon, Martha-Laguardo Martin, Maryville, McMinnville, Memphis, Metropolitan Government, Middle Valley, Millington, Morristown, Mount Juliet, Murfreesboro, Nashville-Davidson, Newport, Northeast Wilson, Oak Ridge, Powell, Red Bank, Sevierville, Shelbyville, Smyrna, Snow Hill,Soddy-Daisy, Springfield, St. Bethlehem, Sulphur Springs, Telford, Tullahoma, Union City, West Bradley, West Chester, White House Wildwood, Winchester, Woodlawn-Dotsonville, and most others.

APEX is a direct portfolio lender!
We say YES when your bank says no!

$25,000 to $500,000
Brokers Welcome!
For contact information "click here"
States: Most (42)

lafayettecapitalgroup WE ARE THE LENDER!
We can do owner-occupied loans in most states. 
Residential & Commercial Lending To 80%

The ACC Mortgage Professionals Partnership Advantage
Since 1999 we have been closing the loans that others can't. Because all portfolio loans are underwritten and funded at our office by our staff your deal will be quickly approved and funded. We promise our bowers, partner brokers and mortgage professionals quick, clear communication and lending decisions. Our staff is friendly and full-service.
For contact information "click here"States: Eastern States

Commercial Capital Limited A National Direct Hard Money Private Lending Company. Stated Loans to 75% LTV 3 million Loan Scores down to 600 rates from 8.5% 15 day closings.

We have our own in-house fund for loans up to $1,500,000.00 If you have substantial real estate collateral and have been unable to obtain financing from conventional sources, please contact us. We also finance the purchase of discounted debt from the FDIC or from banks. We are unique because we also are conventional lenders which allows us to refinance you directly from a private into a conventional when ready and in some cases we have be able to obtain conventional financing for those who did not think they qualified therefore saving the expense and time. Broker Friendly if direct to client.
For contact information "click here"
States: All States

bankWe are the BANK and lend in all 50 states.  
Many loans are bankable if structured correctly.  Let our experts examine your situation.

  • Foreign National
  • Ultra Interest Only 
  • Investment Property 
  • Jumbo Prime Non-QM 
  • Jumbo Prime QM Program
  • 1 Year Tax Return 
  • Asset Income 
  • Bank Statements 
  • Expanded Criteria 
  • Non-Warrantable Condos 
  • FNMA Warrantable Condo

For more information "Click Here" States: ALL 50 STATES

Gelt Financial LogoGelt Financial, LLC Lender 
Non-Bank Private lenders, When your Bank says No, We say Yes. Gelt Financial, LLC is a Direct Private Money Lender for commercial and investment properties. Minimum loan amounts start at $100,000 to up 10 Million with loan-to-value ratios up to 70% based on the properties market value. Speedy approvals and closings, Flexible commonsense underwriting no income verification programs. Speak directly to the decision makers.
For contact Information "Click here"
States: All States


has financing in all 50 states
- All property types are eligible
- 30% down payment is required
- GoKapital,Inc is flexible with credit and taxes
- Fast approvals, closing in two weeks
- GoKapital,Inc is one of the top hard money lenders with very competitive rates
- We are hard money lenders who offer fast, flexible, private money and bridge loans that make sense for you
For contact Information "Click here"
States: All States

bradWe facilitate and structure Residential Investment Properties and Commercial Real Estate in 43 states. We work with loan originators and mortgage brokers, everything from "A" Paper to commercial and retail to wholesale. We have the ability to evaluate credit and collateral worthiness and we have loan programs to accommodate most any borrower. Our programs include bridge financing, no income verification and stated income transactions. No fico required

Rates as low as 6.75%

Stated Income Loans

Max broker points 5%

Lend in 43 States

Funding Time: 5-10 Days

Loan Amounts $75k-$5 Million

Foreign National – OK

Non-Owner Occupied – ONLY

For contact Information "Click here"
States: All States


ACG LogoA National Direct Hard Money Portfolio Lending Company.

NO Income/ NO Asset Verified
Loans up to 80% LTV and up to $15 million.

Consider below 500 Fico. 
Rates starting at 6.99 %. 
5-10-day closings.

We have our own in-house funds for loans up to $15 million. 
$15 million Plus on Case by Case basis. 
Broker Friendly if direct to client.

For contact Information "Click here"
States: All States

Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.

If you are buying an investment property remember that having "skin in the game" is crucial to getting your loan. The term "skin in the game" refers to having a vested interest in the property or investment. Every lender wants you to having something to lose if the loan goes south. Think of it like this, would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right? Hard Money Lenders think the same way.

Typically hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can't.

If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.

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