Our lenders below serve all of the main metropolitan cities in Illinois including:
Addison, Algonquin, Alsip, Alton, Antioch, Arlington Heights, Aurora, Barrington, Bartlett, Bartonville, Batavia, Beach Park, Belleville, Bellwood, Belvidere, Bensenville, Benton, Berwyn, Bethalto, Bloomingdale, Blue Island, Bolingbrook, Boulder Hill, Bourbonnais, Bradley, Bridgeview, Broadview, Brookfield, Buffalo Grove, Burbank, Burr Ridge, Cahokia, Calumet City, Calumet Park, Canton, Carbondale, Carol Stream, Carpentersville, I Centralia, Champaign, Channahon, Charleston, Chatham, Chicago, Chicago Heights, Chicago Ridge, Cicero, Clarendon Hills, Clinton, Collinsville, Country Club Hills, Crest Hill, Crestwood, Crete, Crystal Lake, Danville, Darien, DeKalb, Decatur, Deerfield, Des Plaines, Dixon, Dolton, Downers Grove, Du Quoin, East Alton, East Moline, East Peoria, East St. Louis, Edwardsville, Effingham, Elgin, Elk Grove Village, Elmwood Park, Evanston, Evergreen Park, Fairview Heights, Flossmoor, Forest Park, Fox Lake, Frankfort, Frankfort Square, Franklin Park, Freeport, Galesburg, Geneseo, Geneva, Glen Carbon, Glen Ellyn, Glendale Heights, Glenview, Glenwood, Goodings Grove, Granite City, Grayslake, Greenville, Gurnee, Hanover Park, Harrisburg, Harvard, Harvey, Herrin, Hickory Hills, Highland, Highland Park, Hillside, Hinsdale, Hoffman Estates, Homewood, Inverness, Island Lake, Itasca, Jacksonville, Jerseyville, Joliet, Justice, Kankakee, Kewanee, La Grange, La Grange Park, La Salle, Lake Bluff, Lake Forest, Lake Zurich, Lake in the Hills, Lansing, Lemont, Libertyville, Lincoln, Lincolnshire, Lincolnwood, Lindenhurst, Lisle, Litchfield, Lombard, Long Grove, Loves Park, Lynwood, Lyons, Machesney Park, Macomb, ) Manteno, Marengo, Marion, Markham, Matteson, McHenry, Melrose Park, Metropolis, Midlothian, Mokena, Moline, Monmouth, Morris, Morton, Morton Grove, Mount Carmel, Mount Prospect, Mount Vernon, Mundelein, Murphysboro, Naperville, New Lenox, Niles, Normal, Norridge, North Aurora, North Chicago (pop. 35,918) North Riverside, Northbrook, Northlake, O'Fallon, Oak Brook, Oak Forest, Oak Lawn, Oak Park, Olney, Orland Hills, Orland Park, Oswego, Ottawa, Palatine, Palos Hills, Paris, Park City, Park Fores, Park Ridge, Pekin, Peoria, Peoria Heights, Peru, Plainfield, Pontiac, Princeton, Prospect Heights, Quincy, Rantoul, Richton Park, River Forest, River Grove, Riverdale, Riverside, Robbins, Robinson, Rochelle, Rock Falls, Rock Island, Rockford, Rolling Meadows, Romeoville, Roscoe, Roselle, Round Lake Beach, Round Lake Park, Salem, Sandwich, Sauk Village, Schaumburg, Schiller Park, Shiloh, Shorewood, Silvis, Skokie, South Elgin, South Holland, Springfield, St. Charles, Steger, Sterling, Stickney, Streamwood, Streator, Summit, Swansea, Sycamore, Taylorville, Tinley Park, Troy, University Park, Urbana, Vandalia, Vernon Hills, Villa Park, Warrenville, Washington, Waterloo, Wauconda, Waukegan, West Chicago, West Frankfort, Westchester, Western Springs, Westmont, Wheaton, Wheeling, Willowbrook, Wilmette, Winfield, Winnetka, Winthrop Harbor, Wood Dale, Wood River, Woodridge, Woodstock, Worth, Yorkville, Zion, and most others.
Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.
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